By IndiaHub 
Earlier this month, the Reserve Bank of India (RBI) slashed the repo rate by 50 basis points, bringing it down to 5.5% from its previous level of 6%. So far in 2025, the RBI has already brought down the repo rate by a total of 100 basis points. This spells great news for home loan borrowers, since it means lower monthly home loan EMI payments, and possibly, less number of EMIs (equated monthly instalments) as well.
A recent report by Knight Frank India notes that this rate cut has improved affordability across 7 of the 8 major Indian cities in the first 6 months of 2025. According to the index, Ahmedabad is the most affordable housing market among the top eight cities
Source: Knight Frank India’s Affordability Index, 2025