By IndiaHub 
Call Start: 08:00 Call End: 09:21 November 1, 0000 ET
Q2 2025 Earnings Conference Call
May 27, 2025, 08:00 AM ET
Company Participants
Meny Grauman – Head, Investor Relations
Scott Thomson – President & Chief Executive Officer
Raj Viswanathan – Chief Financial Officer
Phil Thomas – Chief Risk Officer
Aris Bogdaneris – Group Head, Canadian Banking
Francisco Aristeguieta – Group Head, International Banking
Travis Machen – CEO and Group Head, Global Banking & Markets
Jacqui Allard – Group Head, Global Wealth Management
Conference Call Participants
Ebrahim Poonawala – Bank of America
Gabriel Dechaine – National Bank Financial
Mario Mendonca – TD Securities
John Aiken – Jefferies
Matthew Lee – Canaccord Genuity
Doug Young – Desjardins Capital Markets
Paul Holden – CIBC
Lemar Persaud – Cormark
Darko Mihelic – RBC
Sohrab Movahedi – BMO Capital Markets
Meny Grauman
Good morning. Welcome to Scotiabank’s 2025 Q2 Results Call.
My name is Meny Grauman, and I’m Head of Investor Relations here at Scotiabank. Presenting to you this morning are Scott Thomson, Scotiabank’s President and Chief Executive Officer; Raj Viswanathan, our Chief Financial Officer; and Phil Thomas, our Chief Risk Officer. Following their comments, we’ll be glad to take your questions. Also present to take questions are the following Scotiabank executives: Aris Bogdaneris from Canadian Banking; Jacqui Allard from Global Wealth Management; Francisco Aristeguieta from International Banking; and Travis Machen from Global Banking and Markets.
Before we start and on behalf of those speaking today, I will refer you to Slide 2 of our presentation, which contains Scotiabank’s caution regarding forward-looking statements.
With that, I will now turn the call over to Scott.
Scott Thomson
Thank you, Meny, and good morning, everyone.
In what remains a period of global economic uncertainty, we continue to execute on our strategy focusing on areas we can control, including strengthening