​Make online payments via touch or look: This bank allows biometric authentication

2FA is mandated by the Reserve Bank of India to increase the security of all digital transactions by requiring two factors of authentication. The factors of authentication can be something the person knows (password, PIN), something the person has (device, OTP) or something the person is (biometrics). The factors of authentication commonly in use are password, PIN, device binding, grid number, security questions, OTP, fingerprint/ or face ID.