Senior Citizens Savings Scheme account: Can a joint account continue if the first holder dies before maturity?

The accountholder may withdraw the deposit and close the account at any time subject to the following conditions, according to the India Post website:

If the account is closed before 1 year, no interest will be paid and any interest paid on the deposit will be recovered from the deposit and the balance will be paid to the account holder.

If the account is closed after 1 year but before 2 years from the date of opening, an amount equal to 1.5% of the deposit will be deducted and the balance will be paid to the account holder.

If the account is closed on or after 2 years, an amount equal to 1% of the deposit will be deducted and the balance shall be paid to the accountholder.

In case the account is closed before expiry of one year from the date of extension, an amount equal to 1% of the deposit will be deducted and the balance will be paid to the accountholder.