New charges for YES Bank salary accounts from October 2025; see full list of changes

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Cheque return due to insufficient funds will attract a penalty of Rs 500 for the first instance and Rs 750 from the second instance onwards. In case of a cheque return for technical reasons, a fee of Rs 50/instance will be charged. Outward cheque return will cost Rs 350 per instance, while standing instruction (SI) return, excluding recurring deposits, will be charged at Rs 100 per instance. For ECS return due to insufficient funds, the charges will be Rs 550 for the first instance and Rs 600 from the second instance onwards. Stop payment of cheques requested through the branch will be charged at Rs 100 per instruction, and obtaining a physical account statement from the branch will also cost Rs 100 per request.

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