Try the 70/10/10/10 formula if you want to stop living paycheck to paycheck

Everyday essentials and a bit of comfort spending should fit within the 70% of your income. This covers rent, groceries, utilities, insurance, childcare—and even your Netflix subscription. If your living costs go beyond this limit, it’s wise to track your expenses and look for areas to cut back. Keeping these costs in check makes it easier to save, invest, and manage debt.