By IndiaHub 
Also read: HDFC Bank cuts these lending rates by 10 bps; check details
After the FD rate cut, the bank offered FD interest rates between 2.75% and 6.60% for general citizens and 3.25% and 7.10% for senior citizens. Earlier, the bank offered FD interest rates between 3% and 6.85% for general citizens and 3.5% to 7.35% for senior citizens.
Other banks that have revised FD rates are Canara Bank, Kotak Mahindra Bank, Axis Bank.
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For which tenures has HDFC Bank reduced FD interest rates?
The bank has uniformly reduced FD interest rates by 25 bps on all tenures.
Latest HDFC Bank FD rates
| Tenor Bucket | ||
| Interest Rate (per annum) | **Senior Citizen Rates (per annum) | |
| 7 – 14 days | 2.75% | 3.25% |
| 15 – 29 days | 2.75% | 3.25% |
| 30 – 45 days | 3.25% | 3.75% |
| 46 – 60 days | 4.25% | 4.75% |
| 61 – 89 days | 4.25% | 4.75% |
| 90 days | 4.25% | 4.75% |
| 6 months 1 days | 5.50% | 6.00% |
| 9 months 1 day to | 5.75% | 6.25% |
| 1 year to | 6.25% | 6.75% |
| 15 months to | 6.60% | 7.10% |
| 18 months to | 6.60% | 7.10% |
| 21 months – 2 years | 6.45% | 6.95% |
| 2 Years 1 day to | 6.45% | 6.95% |
| 2 Years 11 Months – 35 Months | 6.45% | 6.95% |
| 2 Years 11 Months 1 day | 6.45% | 6.95% |
| 3 Years 1 day to | 6.40% | 6.90% |
| 4 Year 7 Months – 55 months | 6.40% | 6.90% |
| 4 Year 7 Months 1 day | 6.40% | 6.90% |
| 5 Years 1 day – 10 Years | 6.15% | 6.65% |
Source: HDFC Bank
HDFC Bank revises savings account interest rates from June 10, 2025
HDFC Bank has revised its savings account interest rates effective June 10, 2025. The bank has reduced the rate by 50 basis points on balances of Rs 50 lakh and above, from 3.25% to 2.75% per annum. Now, all savings account balances, regardless of amount, will earn a uniform interest rate of 2.75% per annum.
Earlier, balances below Rs 50 lakh earned 2.75% interest, while balances of Rs 50 lakh and above earned an interest rate of 3.25%.