By IndiaHub 
The IND SECURE retail term deposit product is Indian Bank’s latest offering, launched on May 8, 2025, with a fixed maturity tenure of 444 days. This scheme allows investments ranging from a minimum of Rs 1,000 to a maximum of less than Rs 3 crore.
Big hit to depositors: HDFC Bank reduces FD and savings account rates
The general public will now earn an interest rate of 6.90% per annum. For senior citizens, the rate is slightly higher at 7.40% per annum, while super senior citizens are offered the highest rate of 7.65% per annum. These revised rates aim to provide better returns across different age groups, especially benefiting senior and super senior investors.
| Ind Secure Rate of Interest (% p.a) w.e.f 09.06.2025 | ||
| Public | 6.90% | |
| Senior Citizen | 7.40% | |
| Super Senior Citizen | 7.65% | |
Earlier, the bank offered an interest rate of 7.15% per annum for the general public, while senior citizens were eligible for 7.65% per annum. The highest rate of 7.90% per annum was offered to super senior citizens.
IND GREEN special FD
The IND GREEN retail term deposit product is Indian Bank’s latest offering, launched on May 8, 2025, with a fixed maturity tenure of 555 days. This scheme allows investments ranging from a minimum of Rs 1,000 to a maximum of less than Rs 3 crore.
| Public | 6.80% | |
| Senior Citizen | 7.30% | |
| Super Senior Citizen | 7.55% | |
The bank has not revised any rates on this tenure. For the general public, the interest rate stands at 6.80% per annum. Senior citizens are eligible for a higher rate of 7.30% per annum, while super senior citizens receive the highest return at 7.55% per annum, providing additional financial support to older investors.
After revision, Indian Bank offers FD interest rate between 2.80% and 6.9% for general citizens, for senior citizens, the bank offers FD interest rate between 3.25% and 7.40% for amounts less than Rs 3 crore. The new rates are applicable from June 9, 2025.
| Callable | Non-callable | |
| Period | % per annum | |
| 7 days to 14 days | 4.75 | 4.75 |
| 15 days to 29 days | 5 | 5 |
| 30 days to 45 days | 5.25 | 5.25 |
| 46 days to 90 days | 5.5 | 5.5 |
| 91 days to 120 days | 5.75 | 5.75 |
| 121 days to 180 days | 6 | 6 |
| 181 days to less than 9 months | 6 | 6 |
| 9 months to less than 1 year | 6 | 6 |
| 1 year | 6.25 | 6.25 |
| Above 1 year to less than 2 years | 6 | 6 |
| 2 years to less than 3 years | 5.75 | 5.75 |
| 3 years to less than 5 years | 5.5 | 5.5 |
| 5 year | 5.5 | 5.5 |
| Above 5 years | 5.5 | 5.5 |
Source- Bank website