Lower home loan EMIs for these banks; These banks have reduced lending rates after RBI rate cut

Following the Reserve Bank of India’s 50 basis point (0.50%) repo rate cut in June 2025, several leading banks have revised their lending rates downward. Specifically, reductions have been made to their External Benchmark Lending Rates (EBLR) or Repo Linked Lending Rates (RLLR). As a result, borrowers with floating rate home loans linked to the repo rate can expect reduced interest costs, offering some financial relief depending on their reset date.