Why gold loans could continue to glitter for lenders

Over the past five years, the gold loan segment in India has witnessed heightened competition, as lenders scrambled to tap into this lucrative market. Traditionally dominated by gold loan NBFCs (non-banking financial companies) due to low disbursal turnaround times, easy access, and early-mover advantage, banks have made huge inroads into the business. However, the unorganised segment led by money lenders and pawnbrokers continues to dominate,

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