These SBI Card holders to lose complimentary air accident insurance benefit from August 11-Are you affected?

SBI Card, backed by the country’s largest lender State Bank of India, has announced that it will discontinue complimentary air accident insurance coverage on its multiple co-branded credit card variants from August 11, 2025. This change will impact cardholders of the ELITE and PRIME variants, as well as several Platinum credit cardholders. High-value covers of Rs 1 crore and Rs 50 lakh, which were earlier offered as additional benefits on these credit cards, are part of the withdrawal. The decision follows a similar action in July 2025, when SBI Card discontinued insurance benefits on some of its own branded variants, including SBI Card ELITE and SBI Card Prime.

Insurance of Rs 1 crore will be discontinued on these cards

SBI Card will discontinue its complimentary air accident insurance coverage of Rs 1 crore. These cards will no longer offer the Rs 1 crore complimentary air accident insurance benefit: UCO Bank SBI Card ELITE, Central Bank of India SBI Card ELITE, PSB SBI Card ELITE, Karur Vysya Bank (KVB) SBI Card ELITE, KVB SBI Signature Card, Allahabad Bank SBI Card ELITE.

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Insurance of Rs 50 lakh will be discontinued on these cards

The Rs 50 lakh complimentary air accident insurance benefit will be discontinued for the following credit cards: UCO Bank SBI Card PRIME, Central Bank of India SBI Card PRIME, PSB SBI Card PRIME, KVB SBI Card PRIME, KVB SBI Platinum Credit Card, South Indian Bank SBI Card PRIME, South Indian Bank SBI Platinum Credit Card, Karnataka Bank SBI Card PRIME, Karnataka Bank SBI Platinum Credit Card, City Union Bank SBI Card PRIME, Allahabad Bank SBI Card PRIME, UBI SBI Platinum Credit Card, OBC SBI Visa Platinum Card, Federal Bank SBI Platinum Credit Card, Bank of Maharashtra (BOM) SBI Platinum Credit Card.

SBI Card in July discontinued complimentary air accident insurance coverage of Rs 1 crore on SBI Card Elite, SBI Card Miles Elite, and SBI Card Miles Prime. Customers using these variants of credit cards are no longer eligible for this benefit after the specified date.

The complimentary air accident insurance coverage of Rs 50 lakh is also not available on SBI Card Prime and SBI Card Pulse, effective from July 15, 2025.

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Does air accident insurance provide coverage for all family members?

The HDFC Bank Infinia credit card offers air accident insurance exclusively to the primary cardholder, meaning family members are not covered under this benefit. The insurance coverage is valid only for the primary cardholder and is not extended to add-on cardholders. Similarly, under the Yatra SBI Card, the air accident insurance applies only to the primary cardholder and is valid only if the flight tickets are booked using the Yatra SBI Card. This benefit is not applicable on corporate cards.