Yes, the customer can make 1 withdrawal each year after completion of 5 financial years (i.e., from the beginning of the 6th FY). The amount of withdrawal cannot exceed:
(i)50% of the balance at the end of the 4th immediately preceding year, or
(ii)50% of the balance at the end of the immediately preceding year, whichever is lower.
Further, the amount of withdrawal gets reduced by the outstanding loan amount, if any.
