ITR Filing, UPS deadline, SBI credit card changes, Registered Post mergerand more: Deadlines & key watchouts in September 2025

As September 2025 approaches, several important financial and personal finance-related changes will come into effect. The important ones include: India Post merging Registered Post with Speed Post, changes in SBI Card’s reward programme, crucial deadlines for ITR filing, the last date for switching from National Pension System (NPS) to Unified Pension Scheme (UPS),and special fixed deposit deadlines. Here’s a quick roundup of key updates you must watch out for.
The Department of Posts (DoP) has announced the merger of its domestic Registered Post and Speed Post services, which will take effect from September 1, 2025. This means that if you plan to send any registered post via India Post within India on or after September 1, 2025, it will be delivered as a Speed Post.

Also read: Registered posts to be merged into Speed Posts from September 1, 2025: How are you likely you to be affected

SBI credit card changes

From September 1, 2025, the SBI credit card rewards programme is set to be revised, under which customers of select SBI credit cards will no longer earn reward points on spends made on digital gaming platforms, merchants, and government-related transactions. In addition, starting September 16, 2025, all existing Credit Card Protection Plan (CPP) customers will be automatically migrated to updated plan variants at the time of their policy renewal.

SBI Credit Card update: These charges will change for credit card holders from September 16, 2025

Special FD deadline

Several banks, including Indian Bank and IDBI Bank, are running special fixed deposit (FD) schemes that offer attractive interest rates to their investors. Indian Bank is running the 444-day and 555-day special FD schemes. The deadline to invest in these special FDs is . IDBI Bank’s 444, 555, and 700-day special FDs also have September 30, 2025, as the deadline to invest.

Special FD deadlines: Indian Bank, IDBI Bank FDs offering up to 7.45% rate are open only until this date

Income tax filing deadline

Individuals and HUFs who do not need to get their accounts audited have until September 15, 2025, to file their ITR. According to the CBDT notification, the ITR filing deadline for FY 2024–25 (AY 2025–26) has been extended from July 31, 2025, to September 15, 2025.

ITR filing last date for FY 2024-25 is not same for all: Check due dates for salaried individuals, professionals, companies, proprietorship firms, other taxpayers

Central government employees have until September 30, 2025, to switch from the National Pension System (NPS) to the Unified Pension Scheme (UPS).

Jan Dhan accounts reKYC
RBI Governor Sanjay Malhotra announced this month (August 2025) that many Jan Dhan accounts completing 10 years had become due for re-KYC. To facilitate this, public sector banks are organising re-KYC camps for Jan Dhan account holders at the panchayat level, providing doorstep services from July 1, 2025, to September 30, 2025.

PNB home loan offer

Punjab National Bank (PNB) has launched the “PNB Monsoon Bonanza 2025” retail loan campaign across home loans, car loans, and other retail loan segments. Customers should note that this is a limited-period offer, and it is valid up to September 30, 2025.