Where to invest Rs 5 lakh in 2025: FD, SCSS, special deposits or REITs?

Fixed deposits offer predictable interest income, special 444-day fixed deposit schemes yield between 7.5% and 8.25% for mid-term horizons, SCSS provides government-backed stability with 8.2% annual payouts and tax benefits, and REITs combine regular dividends of 5% to 7% with potential capital growth. The ultimate choice depends on your risk appetite and financial goals.