By IndiaHub 
A personal loan is an unsecured loan, meaning you don’t need to pledge your gold or any other asset to get it. It offers quick access to money that you can use to buy gold jewellery, coins, or bars this festive season. Unlike a gold loan, there’s no risk of losing your gold if you can’t repay on time. This makes personal loans a safer choice for those who want flexibility without parting with their valuables.
Key takeaway: You can buy gold without pledging gold — but it comes with responsibility.