While buying physical gold feels sentimental, it also brings storage worries, purity concerns, and higher taxes. Since July 2024, long-term gains after 24 months are taxed at 12.5% without indexation benefits. Short-term gains are added to your income and taxed as per your slab. Emotional value aside, physical gold isn’t always the most tax-efficient choice.
Key takeaway: Buy for tradition, not for returns.
Dhanteras 2025: 10 smart investment ideas beyond gold & silver and save on tax too
