Soaring grocery bills, rising premiums, and market ups and downs are putting pressure on many people’s finances. On top of that, years of spending on children, homes, travel, and lifestyle upgrades are causing financial fatigue. Studies show that 64 percent of Americans fear running out of money more than death, creating a new urgency to regain control. This growing worry pushes many to rethink their spending and saving habits for a safer financial future.

