By IndiaHub 
Many dream of retirement as endless relaxation, but one poor money choice can wipe out decades of savings overnight. Common pitfalls include starting too late, ignoring soaring health costs, carrying debts into golden years, or locking funds in low-return FDs that lose to inflation. Relying solely on EPF, skipping insurance reviews, or over-investing in illiquid property also drain wealth fast. Fix these by planning early, diversifying investments, buying health cover now, and reviewing goals yearly for a secure future.