Earn 6% cashback with this new credit card; here’s how to maximise benefits

Paisabazaar and YES BANK have recently launched an upgraded version of PaisaSave credit card that offers 6% benefits on dining and travel. This revamped PaisaSave credit card, that comes with no joining fee, is packed with perks for those who love to travel, enjoy good food and dine out frequently.

PaisaSave credit card is offering up to Rs 3,000 cashback per month through 6% cashback benefits on dining and travel. After reaching this limit, all spending in these categories will still earn 1% cashback, according to a statement from Paisabazaar.

Users can instantly activate a virtual YES BANK PaisaSave RuPay Credit Card, allowing UPI-based credit payments for everyday transactions.

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How this 6% cashback will work on different platforms

PaisaSave card holders can enjoy a 6% cashback on dining and travel expenses across platforms like Zomato, Swiggy, EazyDiner, MakeMyTrip, Goibibo and Airbnb.

6% cashback on select hotel chains

PaisaSave card holders will also get a 6% cashback on spends at hotel chains like the Taj, the Marriott and the Radisson.

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Other features of PaisaSave credit card

1% cashback on all online, offline, UPI spends

PaisaSave card holders will get a 1% cashback on all online, offline and UPI spending.

PaisaSave cardholders will also get a 1% fuel surcharge waiver, helping cut their fuel bills.

No joining fee

The PaisaSave card carries no joining fee. However, the card’s annual fee is Rs 499 from the second year onward. The annual fee can be waived upon achieving Rs 1.2 lakh spends in the preceding year.

Anil Singh, country head, credit cards and merchant acquiring, YES BANK, said: “As spending on dining and travel continues to grow, credit card users are seeking meaningful rewards that truly add value to these experiences. We are pleased to present the new PaisaSave Credit Card, in partnership with Paisabazaar, which brings premium benefits and propositions designed to elevate everyday financial experiences for consumers across segments.”

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Santosh Agarwal, CEO, Paisabazaar, said: “Our co-created strategy with YES BANK remains focused on building digital-first, high-impact products. Conversations with consumers have indicated that cashback continues to be one of the most sought-after propositions in credit cards. With the new PaisaSave Credit Card, we wanted to build an exceptional proposition. The card adds genuine value to a large and growing consumer segment, for whom eating out and travel are an integral part of their lifestyle.”